AT&T Will Offer Insurance for iPhones

Up till now, iPhone customers were not able to get insurance coverage on their phone through their wireless carrier. The only way to get protection from drops, water damage, theft or loss, would be through a provider like Square Trade.

The coverage will be underwritten by Asurion and will be available on June 6 under the “Mobile Protect” product name. The plan will run $ 13.99 per month, and will be billed on a credit card through iTunes and will not appear on the customers wireless bill.

The plan that must be initiated within 30 days of purchasing the phone has a deductible that starts at $ 99 for an 8GB 3G and runs to $ 199 for a 32GB 3GS.

The Square Trade plan costs $ 9.99 a month, or $ 144 if purchased in advance. SquareTrade mirrors the AppleCare coverage for two years and adds protection from liquid spills and drops, which is not covered under AppleCare. There is a $ 50 deductible for accidental damage. The plan does not cover theft or loss of the phone.

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